• Can You Buy a Home in Albuquerque With Debt?,Vinay Rodgers

    Can You Buy a Home in Albuquerque With Debt?

    The short answer is yes. Having debt does not disqualify you from buying a home. It affects the calculation that determines how much you can borrow and which loan programs are available to you. For many people with student loans, car payments, and credit card balances — the specific debt profile of

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  • Free Things to Do in Albuquerque,Vinay Rodgers

    Free Things to Do in Albuquerque

    Albuquerque's great geographic and cultural wealth is not locked behind admission fees. The mountains are public land. The river trail is public infrastructure. The ancient petroglyphs etched by Pueblo people over seven centuries are managed as a national monument with free trail access. The art on

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  • Best Loan Options for First-Time Home Buyers in New Mexico,Vinay Rodgers

    Best Loan Options for First-Time Home Buyers in New Mexico

    New Mexico first-time buyers have an unusually strong toolkit. The federal programs — FHA, VA, and USDA — provide access that most American buyers have. The state programs from Housing New Mexico — FIRSTHome, HomeForward, NEXTHome, FirstDown, and HomeNow — provide a second layer of support specifica

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